Privacy Policy
Last updated: August 12, 2025
This policy describes how Balipse ('Balipse', 'we', 'us') collects, uses, and protects information in connection with our financial network intelligence platform. This document is provided for informational purposes and does not constitute legal advice; portions require review by qualified legal counsel prior to formal publication.
1. Introduction
Balipse provides financial network intelligence infrastructure that maps relationships between financial entities and analyzes how money moves through those relationships. This policy explains what information we collect to provide that service, how it is used, and the choices available to you.
2. Information We Collect
We collect the following categories of information in order to build and maintain a financial network graph on your behalf.
Financial Data. Information about accounts, balances, and financial relationships that you or a connected system provide to us.
Transaction Data. Records of individual transactions, including amount, currency, timestamp, and the parties involved, to the extent shared with Balipse.
Entity Data. Identifying and descriptive information about companies, individuals, banks, and other entities that appear within a financial network.
Connected Account Data. Information obtained through accounts you connect to Balipse, such as banking, payment processor, or marketplace integrations.
3. How We Use Information
We use collected information to construct and maintain your financial network graph, resolve entity identity across records, detect and surface relationship changes, and operate, secure, and improve the platform.
4. AI Processing
Balipse uses automated and AI-assisted analysis to interpret relationships and patterns within a financial network, including entity resolution, relationship strength estimation, and change detection. This processing operates on the data described above and is used to generate the insights presented within the platform.
5. Data Sharing
We do not sell personal information. We may share information with service providers who support the operation of the platform, where required by law, or with your direction or consent. Any such sharing is limited to what is necessary for the stated purpose.
6. Third-Party Services
Balipse may rely on third-party infrastructure and service providers (such as cloud hosting and data processing services) to operate the platform. These providers process information on our behalf and under contractual obligations consistent with this policy.
7. Data Security
We apply technical and organizational safeguards designed to protect information from unauthorized access, disclosure, or loss. Further detail is available on our Security page.
8. Data Retention
We retain information for as long as necessary to provide the platform and fulfill the purposes described in this policy, unless a longer retention period is required or permitted by law.
10. International Transfers
Information may be processed or stored in countries other than your own. Where this occurs, we take steps intended to ensure information continues to receive an appropriate level of protection.
11. User Rights
Depending on your jurisdiction, you may have rights to access, correct, or request deletion of your information. To exercise these rights, contact us using the details below.
12. Changes
We may update this policy from time to time. Material changes will be reflected by updating the "Last updated" date above.
13. Contact
Questions about this policy can be directed to privacy@balipse.com.